BRRRR Calculator
Analyze your BRRRR strategy deal — enter purchase price, rehab costs, ARV, rental income, and refinance terms to instantly see your cash-out amount, monthly cash flow, and cash-on-cash return.
BRRRR Calculator
Find BRRRR deals with AI analysis
FlipScore calculates ARV from live comps, estimates rehab from photos, and includes full rental and BRRRR projections.
Try FreeFrequently Asked Questions
What is the BRRRR strategy in real estate?
BRRRR stands for Buy, Rehab, Rent, Refinance, Repeat. Investors purchase distressed properties below market value, renovate them to increase value, rent them out for cash flow, then do a cash-out refinance to pull out their invested capital and repeat the process with a new property.
How much can you pull out in a BRRRR refinance?
In a BRRRR refinance, lenders typically offer 70–80% LTV (loan-to-value) on the after-repair value (ARV). If you buy and rehab a property for $130,000 and the ARV is $200,000, a 75% LTV refinance gives you $150,000 — recovering your $130,000 investment and pulling out $20,000 cash.
What does "infinite returns" mean in BRRRR?
Infinite returns occur when the refinance fully recovers all capital invested (purchase + rehab). Since you have $0 of your own money left in the deal but still receive monthly cash flow, your cash-on-cash return is mathematically infinite. This is the ideal outcome of a perfect BRRRR deal.
What is a good cash-on-cash return for a BRRRR deal?
For BRRRR deals where capital remains invested, most investors target 8–15%+ cash-on-cash return. Anything above 12% is considered strong in most markets. The goal of BRRRR is ultimately to achieve infinite returns by recycling all invested capital through the refinance.
What LTV should I use for a BRRRR refinance?
Most conventional investment property lenders offer 75% LTV for cash-out refinances on rentals. Some portfolio lenders and DSCR loan programs offer up to 80% LTV. Using 70–75% LTV is the conservative standard assumption for BRRRR projections.