Terms of Service

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and FlipScore, Inc. ("FlipScore," "we," "us," or "our") governing your access to and use of the FlipScore platform, including its website, application programming interfaces, AI-powered analysis tools, and all associated features and services (collectively, the "Service").

By creating an account, accessing the Service, or clicking any "I agree" button, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must not use the Service.

FlipScore is an AI-powered real estate underwriting and investment analysis platform designed for real estate investors, wholesalers, fix-and-flip operators, landlords, acquisitions teams, and related professionals. The Service provides, among other things:

• After-repair value (ARV) estimates derived from comparable sales data
• Rehab cost estimates based on AI analysis, user-provided photos, and market benchmarks
• Maximum allowable offer (MAO) and deal score calculations
• Comparable sales (comps) identification and analysis
• Exit strategy modeling (wholesale, flip, rental, BRRRR)
• AI-generated deal summaries and underwriting narratives
• Shareable investor packets and PDF exports

The Service is an assistive research and underwriting tool only. FlipScore does not provide licensed real estate appraisals, legal advice, financial advice, tax advice, or any guarantee of investment performance. All outputs are estimates generated by AI systems and third-party data providers and are subject to material inaccuracies. See Section 5 for detailed AI and data limitations.

To access most features of the Service, you must create an account. You agree to:

• Provide accurate, current, and complete registration information
• Maintain the security of your account credentials
• Promptly notify us of any unauthorized access to your account
• Accept responsibility for all activity occurring under your account

You must be at least 18 years of age to create an account. You may not create accounts on behalf of others without their explicit authorization. FlipScore reserves the right to refuse registration or terminate accounts at its sole discretion.

FlipScore offers both a free tier and paid subscription plans. By selecting a paid plan, you authorize us to charge the applicable subscription fee to your designated payment method on a recurring basis.

3.1 Recurring Billing

Paid subscriptions are billed monthly on the anniversary of your subscription start date. Billing continues automatically until you cancel. You are responsible for ensuring your payment information remains current and valid.

3.2 Cancellation

You may cancel your subscription at any time through your account settings or by contacting support. Cancellation takes effect at the end of your current billing period. You retain access to paid features until that date. No prorated refunds are issued for unused time within a billing cycle unless otherwise required by applicable law or granted at FlipScore's sole discretion under our Refund Policy.

3.3 Price Changes

FlipScore reserves the right to modify subscription pricing at any time. We will provide at least 14 days' advance notice of any price increase via email or in-app notification. Continued use of the Service after a price change constitutes acceptance of the new pricing.

3.4 Taxes

You are responsible for any applicable taxes, levies, or duties imposed by taxing authorities on your subscription fees. Where required by law, FlipScore may collect and remit applicable taxes.

The free tier provides limited access to the Service, including a capped number of deal analyses per day. Paid plans provide higher limits as described on our Pricing page. FlipScore reserves the right to adjust, reduce, or eliminate free tier access at any time without notice.

Usage limits on paid plans are soft caps subject to fair use. FlipScore reserves the right to throttle, restrict, or suspend access if usage patterns are determined, at our sole discretion, to be abusive, automated, or otherwise outside the intended scope of individual professional use.

This section is critical. Please read it carefully.

5.1 AI Analysis is Assistive Only

All AI-generated outputs — including ARV estimates, rehab cost estimates, deal scores, MAO calculations, comps analysis, photo inspection results, and underwriting narratives — are produced by automated machine learning systems. These outputs are provided for informational and research purposes only. They are not, and should not be treated as, authoritative, definitive, or professionally certified assessments.

5.2 No Guarantee of Accuracy

FlipScore makes no representations or warranties, express or implied, regarding the accuracy, completeness, reliability, or fitness for any particular purpose of any AI-generated output or data provided through the Service. AI systems can and do produce materially inaccurate results. Property values, rehab costs, market conditions, and comparable sales data are inherently dynamic and may differ substantially from AI estimates.

5.3 Data Provider Limitations

The Service relies on third-party data providers, public records, MLS aggregators, and other external sources that may themselves be incomplete, outdated, or inaccurate. FlipScore does not independently verify the accuracy of third-party data and is not responsible for errors or omissions originating from those sources.

5.4 Photo and Image Analysis

AI-powered photo inspection features analyze user-uploaded images to assist with rehab estimation. Such analysis is inherently limited by image quality, angle, lighting, and the scope of what is visible in photos. AI image analysis may miss, misidentify, or miscategorize property conditions. It does not substitute for in-person inspection by a licensed contractor, home inspector, or appraiser.

5.5 User Responsibility

You assume full responsibility for independently verifying all data, estimates, and outputs provided by the Service before making any investment, business, or financial decision. Reliance on FlipScore outputs without independent due diligence is at your sole risk.

Nothing on the FlipScore platform constitutes financial advice, investment advice, legal advice, tax advice, or any other form of professional advisory service. FlipScore is not a licensed real estate appraiser, broker, financial advisor, or legal professional. You should consult with qualified professionals before making any investment decision.

7.1 FlipScore IP

The Service, including all software, algorithms, design elements, branding, reports, and content generated by FlipScore (excluding user-submitted content), is the exclusive property of FlipScore, Inc. and is protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the Service solely for your personal or internal business purposes.

7.2 User Content

You retain ownership of any content you submit to the Service, including property addresses, photos, and notes ("User Content"). By submitting User Content, you grant FlipScore a limited, worldwide, royalty-free license to process, store, and use your User Content solely to provide and improve the Service. We do not sell your User Content to third parties.

7.3 Feedback

If you provide feedback, suggestions, or ideas about the Service, you grant FlipScore a perpetual, irrevocable, royalty-free right to use such feedback without restriction or compensation to you.

You agree not to use the Service to:

• Scrape, harvest, or systematically extract data from the platform without written authorization
• Use automated scripts, bots, or crawlers to access the Service
• Resell, sublicense, or commercialize outputs without explicit written permission
• Attempt to reverse-engineer, decompile, or extract source code or AI model weights
• Circumvent usage limits, access controls, or subscription restrictions
• Submit false, misleading, or fraudulent information
• Violate any applicable law, regulation, or third-party right
• Interfere with or disrupt the integrity or performance of the Service
• Share account credentials or allow unauthorized third-party access to your account

See our Acceptable Use Policy for complete details.

FlipScore may suspend or terminate your account and access to the Service at any time, with or without cause or notice, including for violation of these Terms, abusive usage, non-payment, or any other reason at our sole discretion. Upon termination, your right to use the Service immediately ceases.

You may delete your account at any time by contacting support. Deletion of your account does not entitle you to a refund for any prepaid subscription fees.

10.1 Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR UNINTERRUPTED, ERROR-FREE OPERATION. FLIPSCORE DOES NOT WARRANT THAT THE SERVICE WILL MEET YOUR REQUIREMENTS OR THAT ANY AI OUTPUT WILL BE ACCURATE, COMPLETE, OR RELIABLE.

10.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FLIPSCORE AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING FROM OR RELATED TO YOUR USE OF THE SERVICE, INCLUDING BUT NOT LIMITED TO INVESTMENT LOSSES, LOST PROFITS, PROPERTY VALUATION INACCURACIES, REHAB ESTIMATE ERRORS, MISSED DEALS, OR DATA INACCURACIES — EVEN IF FLIPSCORE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL FLIPSCORE'S TOTAL CUMULATIVE LIABILITY TO YOU FOR ANY CLAIMS ARISING UNDER THESE TERMS EXCEED THE GREATER OF (A) THE TOTAL SUBSCRIPTION FEES PAID BY YOU IN THE THREE (3) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100).

10.3 Essential Basis

The disclaimers and limitations set forth in this section reflect a reasonable allocation of risk between FlipScore and you, and are an essential basis of the bargain between the parties. FlipScore would not provide the Service without these limitations.

You agree to indemnify, defend, and hold harmless FlipScore and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any applicable law or third-party right; or (d) any investment decisions made in reliance on Service outputs.

These Terms are governed by the laws of the State of Delaware, without regard to conflict of law principles. Any dispute arising out of or related to these Terms or the Service shall first be subject to good-faith negotiation. If unresolved, disputes shall be submitted to binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, with proceedings conducted in English. Class action waiver: you waive any right to participate in a class action or class-wide arbitration.

FlipScore may revise these Terms at any time by posting an updated version on this page with a new effective date. For material changes, we will provide notice via email or prominent in-app notification. Continued use of the Service after the effective date of any revision constitutes your acceptance of the updated Terms.

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force. These Terms, together with our Privacy Policy and other incorporated policies, constitute the entire agreement between you and FlipScore regarding the Service. Our failure to enforce any right does not constitute a waiver of that right.

Questions about these Terms? Contact us at legal@flipscore.ai.